Your injuries will usually form the main part of your claim. A compensation award for your injuries will take into account the pain and suffering they caused and how your life has been affected. This can include physical and psychological effects.

An accident on your bike can easily affect your enjoyment of cycling. Whether this has undermined your hobby or made your commute much more difficult, losing the pleasure from cycling should be accounted for in your claim.

Most personal injury claims will also include other losses besides injuries alone. A cycling accident may cause losses such as: damage to your bike, clothing, and protective gear.

If the accident has caused your loss, then in most cases the loss can be included in your claim. Other common categories of loss include:

  • Lost earnings – such as reductions in your normal income or lost bonuses.
  • Medical expenses and treatment costs – such as physiotherapy or the costs of crutches or a wheelchair.
  • Care and assistance – provided by professionals, friends or family.
  • Travel expenses – such as taxi fares or mileage.
  • Replacement bike – on a like for like basis, not new for old.
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