After The Event Insurance (ATE Insurance) is insurance which usually covers the legal costs and expenses involved in litigation, providing the terms of the policy are adhered to. It can be used in any type of litigation and by either a Claimant or a Defendant, although in practice ATE Insurance is mainly used by Claimants. ATE insurance policies normally cover the legal costs which a Claimant must pay to a defendant when a claim is unsuccessful – when the claim is either lost at trial, or abandoned/settled after the Defendant has incurred costs which the Claimant is liable to pay.
